Insurance companies generally do not issue Forms 1099-R for distributions from insurance policies unless at least some portion of the distribution is taxable. If you received a Form 1099-R and box 2b Taxable amount not determined is not marked on the form, box 2a shows the taxable amount. If the value of the insurance policy was greater than the sum of the premiums that you paid into the policy, some portion of the distribution is taxable.
