I had 2 RMD distributions, 2 different banks, both distributions were returned to the 2 banks. Bank 1 made me open a new CD account with a new number & in 2021 sent me a 1099R.
Bank 2 let me put the money back into the same account but sent me no 1099R, BUT, in May 2020 this distributionn was reported to the IRS. So I called this bank thinking their 1099R was lost in the mail. I am still waiting for the bank to call me back with an answer. Neither bank sent me a 5498, should they have?
