I've seen a lot of people ask the question where they have accidentally doubled up their contribution on their current-year filing, but I have a slightly different problem...when doing my 2020 taxes, it directs me to enter the excess contribution from my 2019 5329 (line 48 I believe). I go there and it does show 3,500 and that I paid a $51 fee there.
I'm assuming I accidentally doubled up last year and didn't notice it, and so this year it is telling me that I can withdraw the excess now to avoid the penalty. I KNOW I didn't make an excess contribution, so I clearly just screwed up and double counted last year and didn't notice it. Is there any EASY way to fix this so it doesn't make me pay another 6% again? Bonus points if I can get my $51 back from last year. If I have to file an amended return, that's probably a no-go from me.
