dmertz
Level 15

Retirement tax questions

If you made no Roth IRA distributions prior to 2020, your basis in Roth IRA Contributions prior to 2020 is the total of your contributions for 2017, 2018 and 2019.  TurboTax is essentially asking how much basis was in your Roth IRAs at the end of 2019 after accounting for all Roth IRA contributions and distributions prior to 2020.