@PattiF wrote:
If IRA contributions for 2019 and 2020 were made in 2020, there should be two 1099-R forms from Fidelity. The 1099-R for 2019 would be entered on the 2019 return. The deadline to contribute to the 2019 IRA was July 15, 2020. If you made the contribution by the deadline it should have been credited to the 2019 tax year. Check you initial paperwork from the contributions and contact Fidelity. You would need to have corrected 1099-Rs sent to you.
1099-R's report *distributions* not contributions. Contributions will be reported on a 5498 form that is information and does not go on a tax return. Any 2019 contribution made *in* 2020 *for* 2019 before the 2019 due date can ONLY be reported on a 2019 tax return which might require amending 2019 if not already reported. It does NOT go on a 2020 tax return.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
