I am wondering why I am still being assessed the early withdrawal penalty of 10% for my 401k withdrawal, if that penalty is waived for a Covid-related distribution?

I believe I saw an answer to another question stating that withdrawals up to $100k would not be assessed the penalty if it was Covid related, but I don't see any option to declare that in TurboTax, so it's saying I owe an extra $3k or so in taxes. Am I misunderstanding the rule on this?