Retirement tax questions

The tax withholding will be applied to your 2020 tax return to increase your refund so you will get it back.  If you want to roll back the entire amount of the 1099-R box 1 then you must use other funds to replace the tax. 

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**