rmoused
New Member

I'm 71 1/2, retired, received IRA RMD. Wife 67, earned $22 K. She sent $6,500 to her IRA and $6,500 to my IRA. T-tax says $6500 to my IRA is excess. How can I enter?

My wife began receiving soc sec in June 2018. Vanguard has both our retirement accounts and stated it's OK with the IRS for her to contribute to both my IRA and her IRA up to the $13,000 per couple limit. We are filing a joint return. Vanguard claims the $13K deduction is permitted.  How can I enter this correctly in Turbo-tax? I  retired in 2014.  We were careful to have health insurance coverage thru her employer and then thru medicare to avoid the coverage gap penalty.