I think you are not paying attention. My earned income in box 1 of my W2 is sufficient to support $14K in IRA contributions. I have no foreign income. I am using Turbotax Premier Online only because I have capital gains and losses. According to the IRS: "If you file a joint return, you may be able to contribute to an IRA even if you didn’t have taxable compensation as long as your spouse did." Turbotax still reports the error stated previously that my wife cannot deduct an IRA contribution because she has no income.
