dmertz
Level 15

Retirement tax questions

Most people don't even realize that their distributions from defined benefit plans are RMDs, so those asking about rolling over "RMDs" are almost invariably asking in regard to distributions from accounts in defined contribution plans or IRAs.

 

What TurboTax is actually asking with the RMD question is, "How much of this distribution is ineligible for rollover?"  Unfortunately, the TurboTax developers chose to ask this question in a way that obscures its actual intent and is subject to misinterpretation.