So I was 70.5 in Jan 2020 and turbo tax would not take my QCD. This is what I did to get the information into turbotax:
I changed my birth year from 1949 to 1948 and then I was able to enter the data into TurboTax. This was the version I was running as of 1/23/2021. I did get an email warning of the age issue. I was able to go back and then change my year back to 1949 and my QCD was accepted into line 4b of my 1040.
Everything I have read says I can take a QCD in 2020 because I am 70.5. My RMDs starts in 2021.
Please read page 24 in the 1040 instruction form from the IRS. It's your signature on the tax form and you have to be sure you are meeting the tax code.
Also I did look at a 1040 and I did not see a birthday on the form.
Turbo tax would have worked for me if I was 72 in 2020 but it did not work correctly for me because I was 70.5. Thank you for sending me email on the year. I think this issue is with TurboTax not being able to handle someone who is 70.5 and not getting a RMD but who can do a QCD.
