I think I solved this riddle. It appears Turbo Tax has tied the QCD screens to the RMD. If you don't have to take an RMD, they don't ask about QCD. I discovered this by making Turbotax think I'm older than 72 (I changed my birthday in Turbotax) and Voila! the RMD screen now appears and after it asks about RMD it asks how much of the RMD was sent to a qualified charity. I still believe this is a programming error in the Turbotax desktop version that they should fix because anyone not up on the tax law can miss this valuable deduction.
Even though the new RMD start age is 72, if you have reached age 70½ by the end of 2020, you can still do a QCD. However, since you won't owe an RMD at this point, you cannot offset any RMD. But you can still do up to $100,000 from the IRA to a charity and not have the distribution included in taxable income.
Get with it Turbotax!
