I contributed too much to my 2019 Roth IRA and m missed this. I was reading on Vanguards excess contribution forms that I possible could carry over this excess into the next available tax year, 2021.
Is this true???
I realize I will still owe the penalty for the excess to the IRS, **bleep**... penalized for saving too much just does not make sense to me. But I digress.
Thank you for the help/guidance..
