dmertz
Level 15

Retirement tax questions

My general suggestion, assuming you know that you will have the necessary compensation to support the contribution, is to make the traditional IRA contributions for a particular year during that particular rather than in the following year before April 15.  That avoids weird-looking results from Worksheet 1-1 that differ from the results calculated on Form 8606 when the entire traditional IRA contribution is nondeductible.