I have a 529 plan for my niece (the beneficiary). We withdrew all the money last year. The 1099-Q says "the recipient is not the designated beneficiary". We received the check directly from the 529, but then wrote a check for the amount and sent it to our nieces mother. This is what the agent told us to do. It was all used for school tuition. Will this cause a problem? Who is supposed to claim the 1099-Q on their taxes?
