dmertz
Level 15

Retirement tax questions

Your former employer is COMPLETELY wrong!

 

Money properly in a Roth 401(k) account is NEVER permitted to be moved to a traditional 401(k) account.

 

If you are moving the entire Roth 401(k), the entire balance in the Roth 401(k) must be moved to the Roth IRA.

 

You are correct, the 5-year rule has NOTHING to do with this!