ThomasM125
Expert Alumni

Retirement tax questions

Since the ROTH IRA contribution is not tax deductible in Massachusetts or on your federal tax return, the distribution is not taxable to the extent of your contribution. So, the income you earned would be taxable, but not the contribution itself.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"