@Mark1231 wrote:
Thank you. Yes, agree that its not really a loss. Now this was only a temporary Jan-March 2020 part time job ~8 hours a week for my spouse and not her main job for the year. Does this still count as retirement covered by her employer? Her main job, btw, started in September and is 23 hours a week through December 2020 and does not offer a retirement plan.
Yes is does. Covered by a retirement plan, even if for one day, is the same as the entire year. The IRS goes by box 13 on the W-2.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
