Hi, our combined income is about $220,000 with $210,000 from my salary. My spouse had a job that paid her about $2,000 for 2020 total. She had a small retirement contribution of $184 and box 13 is checked for retirement on her w-2. We would like to maximize our traditional IRA at 7K for me (I am 50) and 6k for her (she is 45). The issue is that turbo tax is not allowing for the traditional IRA deduction because of this tiny retirement contribution. Is there a way around? Could she return the benefit and ask for a new w-2? The total cost in taxes is not small. Amounts to about $4500 in lost taxes between federal and state.
Thank you
Mark
