True for Roth if your MAGI is more then $10,000 and you live together at any time during the year.
See this IRS article for Roth contribution limits:
https://www.irs.gov/retirement-plans/roth-iras
That limit also applies to the deduction limits for a Traditional IRA but there is no limit for non-deductible contributions.
So, yes you can contribute to a Traditional IRA and convert to a Roth. Whether it would be taxable or not depens if you have any other existing Traditional IRA.
See this IRS link for Traditional IRA deduction limits when covered by a retirement plan at work.
https://www.irs.gov/Retirement-Plans/IRA-Deduction-Limits
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
