Traditional IRA Married Filing Seperately

Hello,

 

Quick 2 Questions.  

 

My wife and I are both employed and have employment that offers 401k's.  We both max out but want to save more.  Now as I understand, in the past, if you file married filing separately you are not able to contribute to Roth, which is ridiculous, but my Tax Advisor said I also cannot contribute to traditional IRA either.

 

So is it true I cannot contribute to Traditional IRA filing MFS, and convert to Roth.

 

Or could I do backdoor contribution.