Thanks very much for your detailed reply, dmertz! I think I could now tackle an amended Turbotax return with confidence. I'm relieved I can set aside consideration of the 401K for now (if rolled over to an IRA, then I would need to add it to the total value of IRAs on the Form 8606).
I'm going to need to do more work on finding out if there are nondeductible contributions in the IRA. Husband thinks that the after-tax monies that he took from his first company were not rolled over into his IRA, but they were simply savings that he withdrew from their savings plan. I have my doubts since I remember differently though I didn't handle it first-hand. Going to go on a paper trail hunt of something that occurred 30 years ago and maybe Fidelity has some historical records (though they weren't the first IRA trustee). Needless to say I will be glad if his IRA is all pre-tax money since it will simplify tax handling.
Thanks again for all your help, it is much appreciated.
