I have 2 Roth IRA's, one that's mine & one inherited from a non-spouse relative which requires RMD's. For 2020, Turbo Tax (desktop/Deluxe) is deducting the inherited RMD (IRA worksheet line 8 sourced from line 38/1099-R with Box 7 showing code T, plus check boxes for Inherited, etc.) from my personal Roth (line 6). It didn't do this in previous years. I've gone as far as opening the 2019 Turbo Tax program & it looks like everything has been entered consistently. I see section VI, but that seems to be specific for Roth inherited from Spouse - i.e. 'Received from former Spouse due to divorce or inheritance.' While I do see where I can potentially use the 'Roth IRA Basis and Status Smart Worksheet' and retroactively combine both Roth accounts, I'm curious as to what has changed to make this now necessary vs previous years?
