@dmertz thank you so much. I will try to see if etrade can backdate it for 2020, because I may not have self-employment income to report in 2021. Fingers crossed.
Btw on top of all this, can I still do a regular backdoor Roth contribution of $6000 (contribute to my traditional IRA and immediately roll it over into my Roth IRA)? Is the deadline for this passed (Dec 31 2020) or do I have until April 15 to do this?
