Retirement tax questions

Are you saying that you can't take an IRA deduction on your 2020 wages for your new job because you received a pension in 2020?  As long as you also have earned income in 2020, I do not see why you would not be able to invest in an IRA.

Perhaps someone on here can clarify if you are truly ineligible for an IRA.  Have you discussed this with your financial institution?