Yes you are correct. While my situation did not require a Schedule D, I just looked at the form you suggested and I see I have combine qualified dividends and capital gains of $4,967. Understand that I am taxed 0% for LTCG if my income is below $40,000. Thanks so much for reminding me. Recently retired and not accustomed to getting tax breaks due to income. Living off of savings until I figure out my path. Income this year was due to Roth Conversion. Likely will start SS in 2021, if I keep my income below $25K, I think that will be tax free also. Until I start taking money out of my retirement accounts, I'll take whatever breaks I can get!
