Retirement tax questions

while you have the option of taking that first RMD in 2022, as stated above that will mean two RMD;s that year.

 

based on your own tax situation, it may be worth taking the 1st RMD by Dec, 2021 as the two RMD;s may push you into a higher tax bracket in 2022 - so it would be less tax to take one RMD each year.... depends on your situation.