TurboTax developers have this section all messed up. TurboTax is mistakenly treating 71-year-olds as being age 72 and TurboTax is not asking those over age 70½ but under age 71 at year end if the distribution was transferred to charity. They seem to have the QCD age tied to RMD age when there is no such tie in the law.
As a temporary workaround for estimating purposes using the current release of TurboTax, you can indicate that your wife's year of birth was 1949 instead of 1950.
