So I need to find my forms 5498? Maybe a problem but I might find them.
I have had no distributions yet and the amount I am considering to withdraw will be far less than the total of conversions that have aged 5 years or more. I can probably just submit that info. For me I will be 59.5 by the end of 2021 so it is only a problem (small problem for 1 year).
After I turn 59.5 I have no tracking issues to deal with, I think.
ROTHs are the best for long term investment I know. Except maybe highly appreciated stock if you will be dying soon and someone will get the stepped-up basis.
