Thanks for trying to answer but I'm sorry but you are wrong. Conversions are ALWAYS subject to the 5-yr rule. Contributions are not always subjected to it, its based on your first ROTH opening instead. The IRS makes a big difference between conversions (through a Traditional IRA to a ROTH) and contributions (to a ROTH directly). They sound like they are the same but are not.
I just can't figure out what happens in the scenario I posted.
