Ahaa! that makes lot of sense now, especially the part of $14,047. I was not aware of that. thanks a lot!
His rollover IRA is with Fidelity which only has funds from his previous empolyer's 401K and 403b plan. His Traditial IRA is with Vanguard.
So to be clear, even if I have already moved the money from his Vanguard traditial IRA account to his Vanguard Roth IRA account, as long as he convert his fidelity Rollover IRA to his current empolyer's 401K, we will be good when we file the return next year, right?
Thank you again!
