dmertz
Level 15
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Retirement tax questions

mfh2019, for either spouse to qualify as a first-time homebuyer, both spouses must qualify as first-time homebuyers.  It doesn't matter whose names are on the mortgage.   For an individual to qualify as a first-time homebuyer neither the individual nor the individual's spouse can have had any ownership interest in a principal residence during the 2-year period ending on the date the individual acquires a principal residence.