dmertz
Level 15

Retirement tax questions

There are no RMDs for 2020, so there is no RMD to meet prior to doing a rollover (including Roth conversion) of any distribution.  People continue refer to the amount that would have been their RMD for 2020 as their 2020 RMD, but it's not a required distribution, so there is no such thing as a 2020 RMD.