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Retirement tax questions
To clarify what TomD8 said regarding the 5-year rule, the 5-year rule pertaining to distribution of earnings and the 5-year rule for conversions are two different 5-year rules for different purposes, neither of which applies to distributions consisting of your original Roth IRA contributions. Only the 5-year rule pertaining to a distribution of earnings would potentially apply to an inherited Roth IRA.
‎October 8, 2020
10:24 AM
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