Thanks for the reply. The current administrator, State Farm says that they have to get any basis corrections from the previous administrator. They will not use my records. However, the former administrators are no longer there so they can't furnish the correct basis. This dates back to the 1980's.
If I manually change the 1099 it will not match what State Farm has sent to the IRS and I risk an audit. If I am audited, I'm not sure what the IRS position would be.
Is there any way I can go to the IRS in advance and get a ruling in my favor before withdrawing funds from the annuity?
