Retirement tax questions

Normally you would be taxed at your marginal tax rate for both federal and state income tax and have a 10% federal tax penalty on the amount withdrawn. However if the withdrawal is COVID related you can return the withdrawal within 3 years and avoid those tax consequences. See this article:

https://www.marketwatch.com/story/coronavirus-stimulus-package-tax-relief-withdraw-100k-from-your-ir...