Your question is confusing - you say "same year" and then say it was a 2019 excess???
What makes you think there are no earning involved?
If this was a 2019 excess then the July 15 due date to remove the 2019 excess without penalty has passed, however if you filed a timely extension OR filed your 2019 tax return on time, then you have until Oct 15, 2020 to remove the excess AND and earnings. The IRA custodian is required to compute the earnings attributed to the excess. Not removing the earnings is not an option - it is required to avoid the 6% excess penalty.
You can simply remove the excess with a regular distribution before the end of 2020 to avoid a 2nd 2020 6% penalty, but if you do that then you must file an amended 2019 return with a 5329 form reporting the 2019 excess and pay a 6% penalty on the $6,500 excess ($390). Once the 6% penalty is paid then the earnings are allowed to remain in the account.
It is one or the other - either get a "return of excess contribution" PLUS earnings by Oct 15 (if you qualify for the extended due date) OR pay the 2019 $390 penalty and keep the earnings in the IRA.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
