@dmertz wrote:
All SEP contributions must be made by your employer to a SEP plan established by that employer. Except for a SARSEP established before 1997, all SEP contributions are employer contributions are employer contributions. All SARSEP employee contributions must be made by payroll deduction and deposited by your employer.
When you were self-employed, you were the employer, so you (as employer) could contribute to an SEP IRA.
Now, as a W-2 employee, you can no longer contribute to that SEP IRA account since you aren't the employer any more. If your new employer doesn't have a retirement plan, you might help them set one up. Or if they have a plan, you are limited to the options they offer.
