Wow, thank you so much for your help. I cannot express enough gratitude. My head is much less muddled now.
I see what you are saying about the deduction vs contributions in 2018 — I may have contributed an excess, but I only *claimed* the max and therefore my deductions are in order. Whew!
Great to hear on adding the excess contribution to 2019.
And @dmertz — if you are hire-able for filling out the 5330, I need to hire someone to do this and if possible would be great to repay your generosity beyond just a thank you with paid work.
I've looked over that form and I am concerned I'd fill it out incorrectly without some guidance. Please let me know. Thanks again!!
