Thanks, but I guess I am looking for a tax system that drives people toward good decisions that benefit us all. Retirement investing is GOOD! Having a rule/policy that ends up having people withdraw retirement funds is BAD! Having a rule that interferes with them make the best choices for themselves and opting for what gets them the lowest tax is BAD, FOR ALL OF US. Having a rule that protects us from NOTHING (someone, god forbid, might start a retirement plan, don't you know how wicked that is) and that punishes parents for trying to help their children learn to save for the future is BAD, and punishes the child for listening is BAD!
