dmertz
Level 15

Retirement tax questions

What does recharacterizing to Roth have to do with the traditional IRA contribution?  Did you wife recharacterize the traditional IRA contribution?  Was the intent to instead do a Roth conversion?

 

Does the modified AGI for the purpose of a Roth IRA contribution exceed the limit where eligibility for your wife to contribute to a Roth IRA drops to zero?