I'm sorry, I'm getting push back from the brokerage on the on the question of returning the premature distribution I took on February 18th. As I understand it, I would be completing a 60-day rollover to an IRA by July 15th despite the original deadline having been April 18th. This would be under IRS Notice 2020-23 which identifies actions eligible for the extended deadline as any that are described in Revenue Procedure 2018-58.
Just to clarify, this was not intended as a rollover distribution (I needed the cash to pay bills), but it is the general description for returning any premature distribution from an IRA within 60 days tax and penalty free.
I'm getting the song and dance that they are not tax advisors and I am doing this at my own risk and now they are making me doubt myself. I don't want to make a bad situation worse.
