First, being 65 does not disqualify you for contributing to an HSA - being on Medicare does. So long as you are not on Medicare but are still under HDHP coverage, you can go on contributing to your HSA. Please reconsider your entries for HDHP coverage in light of this. If you had HDHP coverage on the first day of the month and no conflicting coverage (like Medicare), you are considered covered by HDHP for that month.
As for your excess (which will go away if you stopped at February when you could have continued), there are a number of possibilities.
1. $750 is the correct HSA contribution limitation for 2 months for Single HDHP coverage for someone who is 55+.
2. You showed $575 in box 12 of the W-2 with a code of W.
3. On the screen with the heading, "Let's enter [name]' HSA contributions", you entered nothing in line 2 (the personal contributions).
4. On the screen that asked if you "overfunded" your 2018 HSA, you answered No.
5. On the screen labeled "Did your employer tell you about any other contributions?" you answered Yes, and then entered the $143 on the line that reads "employer and payroll contributions made in 2019 for tax year 2018".
Please confirm the previous items.
If you have no funds in the HSA to withdraw the excess, you will have to carry that exces over to the next year. However, if the HSA account value is zero on December 31st, then the penalty for carrying excess contributions is zero.
Once such a taxpayer goes on Medicare, then it will not be possible to make any more contributions, so it will never be possible to pay back the excess, but since the penalty falls to zero because the HSA is empty, it doesn't matter.
@tharrill77
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