I had excess contribution to my Roth IRA in 2018 and forgot to pull it out in 2019, but just did in 2020 (there were no earnings). I also had excess contribution in 2019, put the contribution and earnings into a traditional IRA and then just recharacterized (I think that is the correct term) the contribution and earnings back into my Roth IRA.
I am stuck in figuring out how I report that I removed the 2018 contribution to avoid a future 6% tax. Also, how do I correctly put in the money I put in the traditional IRA and then back into the Roth IRA?
Thanks
