Retirement tax questions

What type of retirement account did the distribution come from?

 

Contact the payer and see if they will issue a corrected 1099-R that reflects what actually happened.

 

Nobody should have cashed the check that should have been  payable only to the trustee of the account that it was intended to be rolled into.

 

If they refuse than you will need to enter it as a substitute 1099-R (4852) form coded and box amounts consistent with that type of account with the proper taxable amounts.   What those would be will depend on the type of account and any non-taxable "basis" that you had in the account.

 

 

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**