If you had a 2019 IRA distribution then the IRA custodian is required by law to send a 1099-R not later than Jan 31, 2020. You must have misunderstood or this is a 2020 distribution that you will not receive until 2021. Fidelity knows the rules and law.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
