The IRA/SEP/SIMPLE is not checked on the 1099-R. There is a taxable amount on line 2a and the box on 2b for Taxable amount not determined is not checked. However, a 2019 year end statement from her plan shows it to be a Traditional IRA. And TurboTax wants to treat it as an annuity, not an IRA. The info entered in TurboTax 1099-R form matches the one from the company.
