I am trying to assist my elderly father-in-law to prepare 2019 taxes for him and my recently deceased mother-in-law. They both have federal pensions and each has an IRA. The 1099-Rs for the pensions and his IRA worked fine. But my mother-in-laws IRA distribution is being treated like an annuity instead of an IRA and I can't calculate the basis as I did for his, generating an 8606. Her's kicks to a Simplified or General Rule calculation as if it is an annuity, He has been filing both for years with 8606 Forms for both IRAs without a problem, I am frustrated that I can't do what should be a simple operation.
