A qualified retirement plan is one that meets ERISA ( Employee Retirement Income Security Act of 1974) guidelines, while a non-qualified plan falls outside of ERISA guidelines.
Most employer 401(k) and like plans are qualified. Government plans can be either qualified of non-qualified.
The plan administrator could tall you or possibly the plan website (if any) will tell you.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
