Retirement tax questions

D. Permitted repayments of RMDs previously distributed from an IRA. In the case of an IRA owner or beneficiary who has already received a distribution of an amount that would have been an RMD in 2020 but for section 2203 of the CARES Act or section 114 of the SECURE Act

 

what if you took a distribution that would not have been an RMD? can you roll that over by Aug 31?

 

OR, does the July 15 deadline still apply to such a distribution?